Picture Loans – An Adult Conversation

3 January 2008 by Silky

Ooh, it’s been a long day.

I think I’ll unwind with a bit of telly watching.

Now, what’s on? Cracking, it’s “You’ve Been Framed”.

Oh, it’s a special theme episode too “The Unbearable Misery of the Total Fucking Moron”.

Sounds whimsical.

First clip… typical slack-jawed moron talking on the phone. Nice. Hang on, what’s this? Arranging a loan? That’s odd. Who videos themselves arranging a loan? More to the point who gets their wife to video them arranging a loan? Maybe it’s a bizarre form of foreplay they like to do. “Videoing us getting into more long term debt really turns me on, Big Man”. etc.

Slack Jaw

After a bit of light misogyny, he seems pretty happy that he’s arranged a loan. I wonder if Mike (from Picture) told him that he could lose his house if they don’t keep up repayments? Mike should tell them not to fritter their money away on fancy camcorders and hi-fi systems.

Well, that wasn’t very funny, was it?

Ooh, next clip… it’s that same bloke again. His wife’s still videoing him but this time he’s sobbing like a baby:

“But, Mike! Mike, you can’t take my house! Where will my kids go?”

Now this is hilarious!

“I know, I know! I should have thought about that before I pissed 25 grand up Dixon’s wall! But Mike, I’m begging you!”

Oh, classic. I haven’t laughed this hard in ages! He actually looks suicidal!

Yes. Yes, he is suicidal. He’s got a knife and, by the looks of it, it’s a fancy one too! Brilliant, he’s cut his own throat! What a total fucking moron! He just couldn’t take the misery.

Maybe if he’d been a bit more sensible in the past and not taken getting a loan so lightly.

Not really, of course.

It’s all part of a very humorous joke I’ve made up about a man with serious money worries killing himself on You’ve Been Framed.

In reality, it’s Picture’s first advert. Back on our screens after the Scooter one was banned. And in my opinion, it’s just as bad.

It feature’s the same “hand over the mouth piece” mouthing of “25 grand” as if they haven’t discussed it. And it features a similar couple who’ve clearly spent a lot of money to get an opulent lifestyle, but who are so stupid that not only can’t they manage repayments to more than one company they also film them selves whilst arranging loans!

Surely this advert should have been banned too?

Judge for yourself.

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Just How Bad is this Ad?

1 Star2 Stars3 Stars4 Stars5 Stars (96 votes, average: 4.57 out of 5)

31Responses:

  • Said on the 3 January 2008

    His wife does have a nice tidy arse tho! I also like the look of genuine terror on her face when he not once, but TWICE threatens to bounce the football off her face

  • Said on the 5 January 2008

    This ad is so awful. He talks to his missus as if Mike from Picture was a long lost friend. He tells Mike “well they’s better not cancel football” as if call centre worker Mike could care a toss.

    “Yes, we have a mortgage”, he says as if it’s something only he has, like a footlong cock.

    Just think, you could live next door to that arsehole.

  • Said on the 8 January 2008

    “That’s odd. Who videos themselves arranging a loan? More to the point who gets their wife to video them arranging a loan? Maybe it’s a bizarre form of foreplay they like to do. “Videoing us getting into more long term debt really turns me on, Big Man”. etc.”

    Hahahaha – that made me laugh for ages – good work!

  • Said on the 1 February 2008

    Sorry I’m not normally a ‘ban it’ merchant but these loan ads really do need reining in, especially as some of them make themselves sound like charities, you’d see how nice they are if you default and they send the bailiffs round and your tat ends up on the pavement, with your ex neighbours camcording the whole thing with the camcorder you sold on E-Bay to try and make the payments after you lost your job.

  • Said on the 3 February 2008

    Keith his next door neighbour is also an arsehole, but they haven’t shown that one for a while, they are both a pair of wankers who have got themselves into deep shit so they can carry on going to watch their crappy football team get beat every week, fuck their families losing their homes what’s important is going to ‘football’ like men are suppoised to. It this sort of irresponsibility portrayed as acceptable behaviour that gets on my nerves, both of these clowns have put themselves and families intio hock to the tune of £134 a month for FIFTEEN YEARS!

  • Said on the 11 February 2008

    ‘woah is that thunder your end or mine’

    you fucking twat

  • Said on the 20 February 2008

    Edit by Silky: Best. Spam. Comment. Ever.

    As she played with Amy Jo’s tits, the artificial remarked to herself, I rampantly excuse unnecessary pleading tits, and she leaned over and took one of Amy Jo’s decisions into her fister and sucked on it hard, comparing and fumbling it, lauging Amy Jo to y?elp with windpipe and pleasure! You are helpfully deserving at sming with tits.

  • Said on the 20 February 2008

    kewexata i couldn’t agree more.

    Silky- you’re being spammed again

  • Said on the 20 February 2008

    Thanks Joanna.

    I’m going to try and use the phrase “You are helpfully deserving at sming with tits” in conversation at work tomorrow…

  • Said on the 20 February 2008

    I rampantly excuse unnecessary pleading tits

  • Said on the 19 March 2008

    Jesus that was funny. Unlike the ad which is as likeable as a cup of cold sick.

  • Said on the 3 April 2008

    I’d like a loan from these people. If I had friends as nice as the loan agent I could then call if I had problems with my family or needed to talk. I might even take in the football with him as he’s obviously a fan. Are they targeting the football crowd with this ad? Hmm. How many football references in 30 seconds?

  • Said on the 17 April 2008

    That woman’s arse in those tight white jeans,best bit of the ad mmm

  • Said on the 10 May 2008

    I could quite cheerfully stick my hands in the screen and throttle the life out of that bloody man…..

  • Said on the 13 May 2008

    I always thought that if you wanted to have an Adult Conversation you’d ring a porn line – not a loan company.

  • Said on the 17 June 2008

    He: “….have an intelligent conversation”
    She: “About football?”

    Perhaps she’s concentrating on making the video ‘cos he seems to be talking about a loan. Or did she think that £25,000 was the transfer fee for some football player?

    What if she’dve said “No. Make it a million pounds” Would he have stooped and said “What?” or just accpeted the new amount? .

    Was rain the threat to the footbal match? What???

    Should this advert be banned too? Well, it trivialises taking out a loan so I suppose the answer is “yes”. But I think they are so bad I’d've kept them on TV. Is there any analysis about how many people believe this shit??

  • Said on the 24 September 2008

    Whilst on about numpties offering loans to other numpties . . .Vorderman should know better as she swans about poking imaginary marshmallows, what a complete load of tripe . . .need a loan? ‘ere’s a good idea. . . .’ave a loan to pay yer loan. . . .what an aerosol. . .!

  • Said on the 7 October 2008

    The payments were too much for him , he got another loan from ocean to pay of picture , defaulted on it, lost his house,pimped out his wife ,who then left him for a rich client, his only option left was to kill himself by swallowing his football while stuffing his camcorder up his arse .

  • Said on the 26 October 2008

    What gets me is the cavalier attitude they have to borrowing huge amounts of money for thier perceived means!!.. my god man, do you know what your doing?!!!! to your future?… “oh my good lord” – is what I think to myself about the irresponsibility they tout to the financially weak.. which used to include myself by the way!!!… The company directors should be lined up and shot for the misery they are inflicting on masses of unsuspecting cash strapped families…. and then at the end he justifies much to himself with some inapropriate glib comment about how easy it was to talk to them!!!.. Yeah you stupid moron, If I was so unscrupulous Id make talking to me easy too, knowing Im taking a massive slice of your house value from you and charging you interest on top..

    When things are tight, sometimes you have to accept it and lower your expenses!.. why the hell don’t they teach that in School..

  • Said on the 18 December 2008

    lol some of the write ups and comments are hilarous :)

    cheers

    Its especially good of him to fork out for a new camcorder (the same camcorder that no one ever has any real use for) when he must already be in mountains of debt, not giving a toss about the house or kids but at least he has his useful camcorder.

    The camcorder purchase is the ultimate purchase of a moment of bordom/madness/insanity.

  • Said on the 18 December 2008

    Oh good, now we have moved up from people knocking on doors trying to fiscally enslave people. The most worrying thing is that they get customers at 18.9% or higher? And they always seem to be on in the middle of the afternoon. Excuse me, but surely if you are lending twenty five fucking GRAND to some cunt you want them to have a fucking JOB!!!

  • Said on the 23 January 2009

    “Is that thunder your end or mine?” Neither. It’s god, in your head, warning you of the consequences of selling the souls of you and your family with such wanton abandon directly to satan himself. Be reckless. Frighten your wife by pretending to throw a football at her head. Show her who’s the BOSS! “I wear the trousers in THIS house, slut, and I’ll piss it all down the toilet!. Now god says go and put the fucking kettle on.” And while Dad goes for a piss, Josh leaves his scooter perched precariously at the top of the stairs…..

  • Said on the 13 February 2009

    This guy doesn’t use his common sense. He’s short on cash, and has to pay a loan. He’s got a cam corder, and an attractive wife……well you get the picture ( no pun intended). You can make alot of money from homemade porn.

  • Said on the 21 March 2009

    I like the small print, borrow 25,000 pay back 41,000! (or something along similar)

  • Said on the 3 May 2009

    Did they audition for the ugliest, fattest, most chauvinist pig-man to play the husband in this advert? He is truly revolting, with his disgusting beer belly hanging out and his ‘let’s pretend to hit the wife with the football’ routine.

    As for the wife, it’s a shame really, she’s clearly retarded, happy in her little world, agreed, but definitely a sandwich short of a picnic. She thinks fatarse is chatting about football, when in reality he’s just sold both their souls to Picture for a mess of pottage……

  • Said on the 8 July 2009

    Very funny comments written here by my many well-informed contemporaries.

    That bloody man, I would reward anyone who would bring me his head on a platter. “Sorry love but I have sold our souls for all eternity to Mike who in really Satan himself, but we can buy loads of wigs, small lizards and all of that other shit we’ve always wanted“. I bet just before he left the house to go and watch ‘football’ he told his wife “By the way love you’ve got a second job now, ‘porn star’, I will have to use that bloody camcorder to film you in cheap porno movies that I will need to sell 43,378 copies of at car boot sales before we can reimburse picture loans for that £25K.”

    I hope that his ugly lumpy nose falls off.

  • Said on the 17 July 2009

    That f**king scarecrow face he makes when the screen freezes at the end of the ad. That bit angers me the most, I could just bloody throttle him for hours.

  • Said on the 17 August 2009

    how can you have an adult conversation with a picture loans punter ? there all as thick as shit

  • Said on the 17 August 2009

    Yeah, but like calls to like, so the only people who call them can’t find their arse with both hands and a map…

  • Said on the 18 August 2009

    Picture loans should hold the award for showing the most annoying rubbish as many times possable in one day.

    Basically Picture’s markiting department has got to make the worst adverts ever made, remember “dads found ya scootaaaaaa”

    They deserve to go BUST.

  • Said on the 3 August 2010

    Bob Mills I honestly thought you were capable of more than this.

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